Floods are caused by excess water
from a few main sources:
Some floods are
artiificial or man-made. For example dams for
storing water or for hydro-electric power.
How do floods
cause damage?
There are two
main types of damage caused by floods:
plain water
damage.
this
damage basically soaks everything, sometimes it can
dissolve foundations and make the ground unstable
and muddy.
rushing water
damage.
this is
damage due to the water crashing into buildings,
cars and other things, this is flood water that
often kills people and animals.

Storms can build up and dump large
amounts of rain water thousands of kilometres away
and a wall of water can overwhelm anything in its'
path.